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15 Frequently Asked Mortgage Questions – How much of a down payment do I need. A conventional mortgage is tougher to qualify for credit-wise, but an FHA loan can be costlier. If you’re a veteran, a VA loan could be the best option for you.
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I need a 20 percent down payment to get a loan’. and other common homebuyer myths – Consumers also tend to overestimate the down payment funds they need to qualify. Home Mortgage. “Wells Fargo considers a loan applicant’s entire financial picture, including income, assets, debt-to.