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Take advantage of the VA loan benefit you earned. benefits include 100% financing and $0 down payment within VA loan limits for eligible veterans.
Navy Federal Credit Union minimum FICO score for m. – Does anyone know what the minimum FICO score is for the Navy 100% mortgage program? I have a mid score of 602, but I just paid my revolving debt down from almost 100% total util to 40% (1 is 55% and the remaining 6 are 0%). I’m hoping my scores will improve 40-60 points, but I don’t know if that will be enough.
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Before you start shopping for a home, consider getting pre-approved for your loan. A pre-approval will show sellers you’re a serious buyer and give you a competitive advantage during the bidding process.. What Is a Pre-Approval? A pre-approval is a commitment from a lender that financing up to a certain amount will be available to you when you decide to make an offer on a house.
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The Disadvantages Of VA Home Loans. You’d be hard pressed to find a whole lot of drawbacks to a VA home loan. Assuming you qualify – i.e., that you are an active member of the United States military, or a veteran – then you will quickly see that the pros of such a loan far outweigh the few cons.