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Use our mortgage calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see.
Use our free mortgage calculator to quickly estimate what your new home will cost. Includes taxes, insurance, PMI and the latest mortgage rates.
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Amount financed: purchase price (-) Down Payment (+) VA Funding Fee VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments.
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Did you know that your down payment amount can have an impact on your mortgage rate? That’s because mortgage rates are generally tiered, and typically lower mortgage rates are available for those with a down payment of 20% or more. If possible, consider increasing your down payment to see if it’ll get you a lower rate for your home loan.
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Planning to pay off your mortgage early. Use the "Extra payments" functionality of Bankrate’s mortgage calculator to find out how you can shorten your term and net big savings by paying extra.