The Obama Mortgage – FHA Loan Refinance and Home Purchase. – The Home Affordable Refinance Program (HARP) The HARP program is for homeowners who are current on mortgage payments but, "have had difficulty refinancing". The official site says that even for borrowers who are "underwater" on their mortgages (owing more than the home is currently worth on the housing market), if mortgage is owned by Fannie Mae or Freddie Mac, HARP could be of assistance.
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Avoid Foreclosure: Refinance Under the Home Affordable. – The Home Affordable Refinance Program (HARP) was part of the Making Home Affordable (MHA) initiative that the federal government began in 2009. While most of the programs under MHA – including the Home Affordable Modification Program (HAMP) – expired at the end of 2016, HARP lasted through 2018.
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Home Affordable Refinance Program – Wikipedia – The Home Affordable Refinance Program (HARP). the government requirements are as follows:. the Federal Housing Agency announced in August 2016 that it would be extended though September 2017. The program was extended again on August 17, 2017 through December 2018.